Intake
Review your deal with one of our experienced loan officers. We take scenarios over the phone or through the form, with no obligation on your part.
Our ProcessFrom first call to funded,
From first call to funded,
on a clear timeline.
A proven process with clear communincation and no weeks of silence. You get clear terms and a documented timeline from day one.
Four steps
How a loan closes at Alta.
Term sheet
A term sheet delivered fast, with clear rates and pricing. No mid-file repricing, no shifting goalposts. If something changes, we make it clear.
Underwriting
No nonsense approach that takes each situation into consideration. We understand how investors think and underwrite accordingly.
Close
We close fast - usually a few days from when we receive a complete file. Draws post-close are reviewed promptly and funded shortly after inspection.
Our Approach
Built around the deal in front of us.
We underwrite the deal, not the checklist.
01
Judgment over paperwork
A complete file matters, but it isn't the decision. We look at the plan, the property, the exit, and the operator behind it.
02
A fast yes, or a clear no
When the deal is ready, you hear it quickly. When it isn't, you hear that too — along with the detail that would change the answer.
03
No surprises before closing
You always know what we still need and the timeline we're working toward. A named account manager keeps the file moving.
Process FAQ
What to know before we fund.
How soon will I hear back after I submit a deal? +
A real person reviews the scenario and follows up quickly, typically within one business day. If the deal is time sensitive, call us so we can route it to the right person.
What do you need for an initial review? +
Start with the address, purchase price or current value, requested loan amount, scope of work if there is one, exit strategy, and target close date.
See loan programs →
Who manages my loan after intake? +
Every loan has a named account manager. That person keeps the file moving, coordinates conditions, and gives you a clear point of contact through closing.
What can slow down a closing? +
The usual blockers are title, appraisal timing, insurance, entity documents, and incomplete budgets. We identify those items early so you know what needs attention.
Do terms change during underwriting? +
Our goal is to keep terms clear from the start. If new information changes the risk profile, we explain what changed and what options are available before the file moves forward.
Can I talk to someone before I apply? +
Yes. Many files start with a quick phone call. We can talk through the property, timeline, and exit before you gather a full package.
Get a quote
Tell us about the deal.
A real human will reply within one business day. Every deal starts with a conversation — not a form letter.
- A dedicated account manager on every deal
- Transparent pricing and clear guidelines
- A relationship that lasts beyond the closing table