Property types
5+ unit apartment, mixed-use, small commercial (retail, office, light industrial), and self-storage. Non-owner-occupied business-purpose.
05 — Income property
Multifamily & commercial loans.
Private capital for 5+ unit apartment buildings, mixed-use, and small commercial. Value-add acquisitions, repositioning, and bridge-to-agency.
05 — Income property
Underwritten on NOI and the plan.
We underwrite the asset and the business plan — in-place NOI for the base credit, pro forma for the exit.
Typical deal sizes run $1M to $10M+, with 3–4 week closes on complete files.
$1–10M+Deal size
75%Max LTV
12–36moTerm
Criteria
What we fund.
Use cases
Value-add acquisitions, repositioning, lease-up bridge, bridge-to-agency, recapitalizations, and short-term refinances.
Exit
Sale, refi into agency (Fannie/Freddie) or CMBS, or long-term hold. We price the bridge with the take-out in mind.
FAQ
Program-specific questions.
What deal sizes do you handle? +
Typical deals run $1M to $10M+. We can go higher on the right story. Lower dollar amounts can work but are more deal-by-deal.
How do you underwrite? +
In-place NOI for the base credit, pro forma for the exit. We ask for T12, rent roll, and the business plan — and we actually read them.
How fast can you close? +
3 to 4 weeks on a complete file. Environmental, title, and appraisal timing usually drive the critical path, not our underwriting.
Can you do a bridge-to-agency? +
Yes. Bridge-to-agency is a common structure — short-term financing to stabilize the asset, then refi into a Fannie or Freddie product.