Speed with substance
Fast closings matter — but only if the terms are right. We move quickly because we underwrite in-house, not because we cut corners. Every loan has a named account manager and a clear timeline.
About Alta Capital GroupBuilt by an investor,
Built by an investor,
for investors.
We started Alta because good deals shouldn't die in underwriting. More than fifteen years later, the thesis is unchanged.
We evaluate projects the way operators do — against the plan, the property, and the exit.
Alta Capital Group was founded in 2009 by a real estate investor who got tired of watching good deals die in underwriting.
What started as a single investor funding his own projects became a direct private lending platform serving operators nationwide. The goal was straightforward: build the lending company he wished existed when he was on the borrower side of the table.
Today, Alta has funded hundreds of real estate projects — new construction, fix-and-flip, bridge, and long-term rental. We underwrite every deal in-house. No loan committees. No weeks of silence. A clear answer, delivered quickly, by people who understand the work.
We're headquartered in Laguna Beach, California, and lend nationwide where applicable. Our team includes underwriters, account managers, and operations staff who have collectively closed thousands of private real estate loans.
How we work
Three principles behind every loan.
Transparency first
No hidden fees, no shifting goalposts. You see the same numbers our team sees. Pricing is locked at term sheet, and every draw is documented in your borrower portal.
Relationships over transactions
Most of our volume comes from repeat borrowers and broker partners. We earn that by being the lender people actually want to call back. Pick up the phone — a human answers.
Get a quote
Tell us about the deal.
A real human will reply within one business day. Every deal starts with a conversation — not a form letter.
- A dedicated account manager on every deal
- Transparent pricing and clear guidelines
- A relationship that lasts beyond the closing table