Property types
Single family, 2–4 unit, and small multifamily. Non-owner-occupied investment property only.
02 — Rehab
Fix & flip loans.
Purchase plus rehab, structured for speed-to-close and fast draws so the trades stay on schedule and the project stays on budget.
02 — Rehab
Leverage and draw speed built for flippers.
We fund up to 100% of rehab costs and 85% of total project cost. Draw requests are reviewed within 48 hours, inspections are scheduled the same week, and funds hit your account days later — not weeks.
Experienced operators routinely close in days. First-time flippers qualify at lower leverage with a solid scope and a real contractor relationship.
100%Of rehab
85%LTC
12–24moTerm
Criteria
What we fund.
Rehab coverage
Up to 100% of verified rehab costs. Budget reviewed line-item at intake, locked at term sheet, drawn against as work progresses.
Exit
Flip to market, or refi into our 30-year DSCR program. Your account manager can line up the refi while the bridge loan is still in place.
FAQ
Program-specific questions.
What experience do I need? +
First-time flippers can qualify at lower leverage with a solid scope, realistic budget, and GC relationship. Experienced operators routinely access our highest leverage and fastest closes.
How fast can you close? +
Fast — days, not weeks, once the file is clean. The constraint is usually appraisal turnaround and title clearance, not our underwriting.
How do draws work? +
Submit a draw request with photos and invoices. Inspector scheduled the same week. Approved draws fund by wire within days of inspection sign-off.
Are there prepayment penalties? +
Generally no prepayment penalty on fix-and-flip. Confirmed at term sheet.